:root{--ink:#14202b;--muted:#5a6773;--bg:#ffffff;--soft:#f4f6f8;--brand:#0b5fff;--brand-dark:#0846bd;--accent:#ffb400;--line:#e3e8ee;--radius:10px}
*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--brand)}
img{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}
header.site{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.logo{font-weight:800;font-size:20px;color:var(--ink);text-decoration:none}
.logo span{color:var(--brand)}
nav a{color:var(--ink);text-decoration:none;margin-right:16px;font-size:15px}
nav a:hover{color:var(--brand)}
.btn{display:inline-block;background:var(--accent);color:#14202b;font-weight:700;padding:12px 20px;border-radius:var(--radius);text-decoration:none;border:0;cursor:pointer;font-size:17px}
.btn:hover{filter:brightness(.95)}
.btn.blue{background:var(--brand);color:#fff}
.hero{background:linear-gradient(135deg,#0b2a4a,#0b5fff);color:#fff;padding:56px 0}
.hero h1{font-size:clamp(28px,5vw,44px);line-height:1.15;margin:0 0 14px}
.hero p{font-size:19px;max-width:640px;margin:0 0 22px;opacity:.95}
.hero .call{font-size:22px;font-weight:800;color:#fff;text-decoration:none;margin-left:14px}
section{padding:44px 0}
section.soft{background:var(--soft)}
h2{font-size:clamp(23px,3.5vw,30px);margin:0 0 14px}
h3{font-size:20px;margin:0 0 8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.card a{font-weight:600}
ul.check{padding-left:0;list-style:none}
ul.check li{padding-left:28px;position:relative;margin-bottom:8px}
ul.check li:before{content:"✓";position:absolute;left:0;color:var(--brand);font-weight:800}
.towns{columns:2;padding-left:18px}
@media(min-width:700px){.towns{columns:3}}
details{border:1px solid var(--line);border-radius:var(--radius);padding:14px 16px;margin-bottom:10px;background:#fff}
summary{font-weight:700;cursor:pointer}
.cta{background:#0b2a4a;color:#fff;text-align:center;padding:40px 0}
.cta h2{color:#fff}
form{display:grid;gap:12px;max-width:560px}
label{font-weight:600;font-size:15px}
input,select,textarea{width:100%;padding:12px;border:1px solid #c9d2dc;border-radius:8px;font:inherit}
footer.site{background:#0e1620;color:#c7d0da;padding:30px 0;font-size:14px}
footer.site a{color:#fff}
.disclosure{opacity:.8;margin-top:12px}
.callbar{display:none}
@media(max-width:700px){.callbar{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--accent);text-align:center;padding:14px;font-weight:800;font-size:18px;color:#14202b;text-decoration:none;z-index:20}body{padding-bottom:56px}header.site .btn{display:none}nav{width:100%}nav a{display:inline-block;margin:4px 12px 4px 0}}